Do I Need Kinetic Secure app available for mobile and desktop If I'm careful?

You probably are careful, but the truth is that scams are becoming more and more sophisticated and difficult to spot. If you use a security solution like Kinetic Secure app available for mobile and desktop you will be protected from nearly all phishing scams with Browsing Protection. Sites known to be hosting scams or other threats are blocked which prevents your data being hijacked by third-parties.